Terms of Use

By using this website, you agree to these Terms of Use. If you do not agree, please stop using the website.

General information only

Website content is general information, not financial, credit, legal, tax, accounting, planning or investment advice. It does not consider your objectives, circumstances or needs. Obtain independent professional advice before acting.

Business-purpose finance

Our published finance pathways are for eligible business or commercial purposes. We do not offer consumer credit for personal, domestic or household purposes through this website. The purpose for which funds will actually be used is critical and must be disclosed accurately.

No offer, approval or guarantee

Nothing on this website is an offer, approval, commitment or guarantee of finance. Product availability, eligibility, amount, LVR, accepted value, security, ranking, interest, fees, term, timing and conditions may change and remain subject to lender criteria, verification, valuation, due diligence, documentation and final approval. No settlement timeframe is guaranteed.

Your enquiries and information

You must provide information that is accurate, complete and not misleading. You must be authorised to provide information about another person and should ensure they understand how it may be handled. Submission of an enquiry does not create an adviser-client, broker-client, lender-borrower or other fiduciary relationship.

Privacy and electronic communications

We handle personal information as described in our Privacy Policy. If you communicate with us electronically, you consent to receiving replies and relevant documents electronically at the contact details you provide. You may ask us to use another reasonable communication method.

Permitted website use

You may use the website for lawful personal or business reference. You must not interfere with its operation, attempt unauthorised access, introduce malicious code, scrape or reproduce substantial content, impersonate another person, or use the website to submit unlawful, deceptive or fraudulent material.

Intellectual property

Unless stated otherwise, website content, branding, design and materials are owned by or licensed to Basic Finance Pty Ltd. You may view and print reasonable extracts for your own reference. Other reproduction, modification, distribution or commercial use requires prior written permission.

Third-party services and links

Links and third-party information are provided for convenience. We do not control external websites and do not endorse or warrant their availability, accuracy, security or suitability. Dealings with third parties are governed by their own terms and policies.

Website availability and accuracy

We take reasonable care with website content but do not promise that it is complete, current, error-free or continuously available. We may change, suspend or withdraw content, functions or product information without notice.

Liability

To the maximum extent permitted by law, Basic Finance Pty Ltd and its officers, employees and contractors exclude liability arising from use of, or reliance on, this website. Nothing in these terms excludes rights or remedies that cannot lawfully be excluded under the Australian Consumer Law or other applicable law.

Indemnity

To the extent permitted by law, you indemnify Basic Finance Pty Ltd against loss reasonably arising from your unlawful website use, material breach of these terms, or information you provide that infringes another person’s rights.

Changes, severability and governing law

We may update these terms by publishing a new version on this page. If any provision is invalid or unenforceable, the remaining provisions continue. These terms are governed by the laws of Victoria, Australia, and the parties submit to the courts of that jurisdiction.

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