Short Term Property Loans Melbourne

Are you looking for short-term property loans in Melbourne? Look no further! Basic Finance is here to support your financial needs with tailored solutions, competitive rates, and fast approvals.

No Doc and Low Doc Property Loans

Financing as Low as 0.45% PCM

Same Day Approvals for Most Applicants

No Hidden Fees

Hassle Free Process

Serving Since 2001

Lending All Across Australia

We know what it takes to help you get your finances back on track. We offer flexible terms and can assist with short term property loans in Melbourne.

How Short Term Property Loans Melbourne Can Benefit You?

Short-term property loans can be a lifesaver in Melbourne, providing you with the necessary funds to purchase or renovate properties, refinance your mortgage, or consolidate your debts. With our streamlined application process, you can obtain the financial support you need without the hassle.

How can Short Term Property Loans Melbourne be used for?

Short-term property loans can be used for a variety of purposes in Melbourne, including property development, working capital, cash flow management, emergency expenses, and business expansion.

What is a Short Term Loan and How it Works in Melbourne

A short-term loan is a temporary financial solution, offering funds for up to 10 years, secured against your existing real estate assets. These loans can help bridge the gap between your financial obligations and the acquisition of new properties in Melbourne.

How Much Can You Borrow and Eligibility Criteria in Melbourne

The amount you can borrow depends on your credit history, income, and assets. To be eligible for a short-term property loan in Melbourne, you must be at least 18 years old, an Australian resident, have a favorable credit history, and a minimum deposit of 10% for investment or residential properties.

Short Term Property Loans Melbourne, Neighbouring and Sub-Areas

Melbourne, the capital of Victoria, is known for its diverse culture, vibrant arts scene, and world-class sporting events. Neighbouring suburbs include Southbank, Docklands, and Carlton. Some popular sub-areas include St Kilda, Fitzroy, and Richmond. We provide quick short-term property loans with no documentation all across Melbourne.

Why Choose us?

Choose Basic Finance for our flexible terms, hassle-free process, and professional expertise in short-term property loans. Let us help you achieve your financial goals in Melbourne.


Basic Finance exceeded expectations with their swift loan approval process, low rates, and hassle-free experience. Their professionalism and expertise made securing a short-term property loan in Australia a breeze. Highly recommended for investors seeking efficiency and transparency.

Jack Harrison

Owner, Elite Living Spaces

Case Study: Short-Term Finance for Property Development in Melbourne

A builder client reached out to us seeking assistance in obtaining a short-term loan to purchase additional land in Melbourne. Although the client’s bank confirmed that he was eligible for a short-term mortgage based on his current financial situation, he urgently needed $600,000 to secure the extra land for his project.

Not losing hope, the property developer (our client) came to us for help. We swiftly connected him with a private lender who was willing to provide a loan against one of his properties. The client agreed to the offer, and we supported him in completing the necessary documentation. Within a mere two days, the funds were transferred into his bank account. The client effectively utilised this loan to bring his project to fruition, resulting in significant growth and success for his business.

Making Your Future Our Business!


With flexible options up funding is possible in 24 hours


Common sense credit approval process. Fast and fuss free funding on your terms


No hidden fees and or charges. Clear & upfront pricing

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