GRV falls by 10%
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Estimated profit and margin after a lower completed value.
Model residual land value, total development cost, senior-debt capacity, borrower equity and three downside scenarios. Change any assumption and the results update immediately.
Enter your assumptions below. The model estimates the residual land value and then sizes indicative senior debt to the lower of the selected loan-to-GRV and loan-to-cost limits.
These scenarios hold the estimated land price constant and isolate one adverse movement. They are prompts for deeper analysis, not predictions.
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Estimated profit and margin after a lower completed value.
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Estimated profit after construction, professional fees, contingency and finance respond.
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Estimated profit after the additional baseline finance period.
GRV, costs, timing and leverage inputs are supplied by the user and have not been verified.
The model deducts delivery, selling, finance and target profit before allowing for land acquisition costs.
Senior debt is limited by the lower result produced by the selected LVR and LTC assumptions.
A lender, valuer, QS and the borrower’s advisers may use different assumptions and methodologies.
(GRV − construction − professional fees − contingency − selling costs − baseline finance − target profit) ÷ (1 + acquisition-cost percentage)It is an indicative modelling tool that brings land, construction, professional fees, contingency, selling costs, finance and forecast revenue into one project view. It helps identify whether the assumptions warrant deeper professional and lender assessment.
This model deducts construction, professional fees, contingency, selling costs, baseline finance and the selected target profit from forecast GRV, then adjusts for the selected land-acquisition-cost percentage. A valuer or professional feasibility may use different inputs and methods.
Loan-to-cost compares debt with total development cost. Loan-to-GRV compares debt with the forecast completed value accepted by the lender. Development debt is commonly constrained by both, so this calculator uses the lower amount produced by the two selected limits.
No. Every entry is a user assumption and every result is indicative. It is not a valuation, credit assessment, formal feasibility, financial advice, approval, offer or commitment to lend. Lenders and advisers must independently verify the project and may calculate costs, values and debt differently.
Share the site, approvals, costs, GRV, equity, timing, experience and repayment strategy for a considered assessment.