Brisbane private lenders · business-purpose finance only

Private lenders in Brisbane for property-secured business finance.

Business-purpose private lending across Brisbane and selected South East Queensland property, with flood and environmental exposure, planning, property use, submarket liquidity, security ranking and exit addressed upfront.

Evidence-led assessmentQualified optionsAustralia-wide enquiries
A clearer credit story

Brisbane growth does not remove site-specific due diligence.

Looking for a private mortgage lender in Brisbane?

A useful first enquiry sets out the proposed transaction, not just the property value. For eligible property-secured business finance, tell us whether you are purchasing, refinancing an existing mortgage or seeking additional working capital against a property you already own.

For a refinance, provide the current lender balance, a recent statement, the required payout date and any arrears or enforcement correspondence. If an existing mortgage is to remain, flag this upfront so the proposed security ranking and any consent requirements can be assessed.

Ask for a breakdown of the gross facility, existing debt to be repaid, retained interest, fees and net funds available. Include your proposed repayment source and supporting evidence. A sale or refinance exit also needs a contingency if timing or value changes.

Property security can be at risk if the loan is not repaid. Review the proposed documents with your independent adviser before committing. This page concerns eligible business finance, not an offer of consumer home lending; all scenarios remain subject to lender assessment and approval.

Eligible uses

Capital for a defined commercial outcome.

The predominant use of funds must be genuine, documented and compatible with lender policy.

Industrial and logistics

Eligible warehouses, trade facilities and industrial property with tenancy and market evidence.

Commercial acquisition

Time-sensitive office, retail or mixed-use transactions supported by contribution and exit.

Development and residual stock

Selected project, completion or stock scenarios with accepted value and cost evidence.

SEQ equity release

Verified usable equity for an eligible business purpose, net of all secured obligations.

Assessment framework

Purpose, evidence, capacity and exit must agree.

  • Property type, Brisbane submarket and accepted value
  • Title, ownership, zoning and material property risks
  • Existing mortgages, caveats, priorities and payout figures
  • Borrower, business purpose and use-of-funds evidence
  • Term, interest treatment, fees and net usable proceeds
  • Refinance, sale or verified business-proceeds exit with contingency
A lender-ready process

Four disciplined steps from enquiry to settlement.

Step 01

Triage

Purpose, amount, timing, borrower, cash flow, security and repayment source.

Step 02

Evidence map

Identify documents, gaps, risks and the facts a lender must verify.

Step 03

Structure

Compare term, security, repayment profile, total cost and lender fit.

Step 04

Conditions

Coordinate approval, due diligence, documents and settlement conditions.

Prepare once

Documents commonly requested.

  • Borrower/entity details
  • Property and title records
  • Valuation or sales evidence
  • Loan statements and payouts
  • Use-of-funds schedule
  • Business financial evidence
  • Exit documents
  • Legal or planning information where relevant
Frequently asked questions

Private Lenders and Private Loans in Brisbane FAQs.

Do private lenders operate in Brisbane?

Selected private and non-bank lenders consider eligible Brisbane and surrounding-region property. Availability depends on property, borrower, purpose, security, lender policy and exit—not on a claimed local office.

Can private finance reach 80% LVR?

Up to 80% LVR may be considered for selected qualifying first-mortgage scenarios. Property type, submarket, ranking, capitalised interest and exit can require lower leverage.

What Brisbane properties may be considered?

Eligible commercial, industrial, mixed-use, development, land and selected residential security for a genuine business-purpose facility may be considered, subject to lender policy and accepted value.

How quickly can a private loan settle?

A complete file can improve efficiency, but valuation, title and priority checks, lender approval, legal documents and cleared conditions still determine timing. No date is guaranteed.

Can a property sale be the exit?

It may be, when supported by realistic accepted value, net sale proceeds, marketing or sale evidence, timing and contingency. Asking price alone is not sufficient.

Do you provide consumer credit?

No. The predominant purpose must be genuinely commercial and evidenced. Personal, domestic, household, owner-occupied housing and ordinary residential-investment purposes are excluded.

Discuss the numbers

Purpose. Amount. Timing. Evidence. Security. Repayment.

Share those facts so we can identify the information required for a meaningful assessment.

Call: 0439 462 664
Email: info@basicfinanceloans.com.au

Use our contact form to share the funding amount, business purpose, property location, existing secured debt, required timing and proposed repayment exit.

Continue to the contact form

Submitting an enquiry is not an approval or offer of credit.


Business and eligible corporate investment finance. We do not provide regulated consumer credit. Eligible corporate-borrower investment scenarios may be considered, including short-term rural and lifestyle property finance where the corporate borrower is on title. Borrower structure, purpose, security and applicable legal requirements are assessed case by case. All applications are subject to lender assessment and approval. Read our lending policy