Acquisition
Purchase an eligible leased commercial property with verified lease and transaction evidence.
Finance for selected income-producing commercial property where verified rent may support assessment, alongside tenant strength, lease expiry, incentives, vacancy risk, outgoings, accepted value and borrower position.
The predominant use of funds must be genuine, documented and compatible with lender policy.
Purchase an eligible leased commercial property with verified lease and transaction evidence.
Replace existing commercial debt where rent, value, term and borrower position support the new facility.
Access selected usable equity for a documented business purpose, subject to net proceeds and repayment fit.
Reorganise eligible commercial-property debt with clear security, priority and cash-flow evidence.
Purpose, amount, timing, borrower, cash flow, security and repayment source.
Identify documents, gaps, risks and the facts a lender must verify.
Compare term, security, repayment profile, total cost and lender fit.
Coordinate approval, due diligence, documents and settlement conditions.
It is a lender category where verified commercial lease income can carry more weight in assessment. It is not finance without identity, property, lease, credit or legal checks.
No. Tenant quality, rent sustainability, incentives, arrears, property marketability, accepted value, borrower position and loan structure all matter.
Weighted average lease expiry is one way of summarising remaining lease duration across tenants. Lenders may also examine each lease, break, option and concentration risk.
Lease-doc assessment generally relies on verified income. Vacant or partly vacant property may require a different product, lower leverage, stronger serviceability or leasing evidence.
Selected qualifying first-mortgage scenarios may be considered up to 80% LVR, but property type, tenant, lease term, location, vacancy and borrower risk can require lower leverage.
Lenders may adjust rent for outgoings, incentives, vacancies, related-party arrangements, short lease terms or market evidence. The accepted figure is lender-specific.
Share those facts so we can identify the information required for a meaningful assessment.
Call: 0439 462 664
Email: info@basicfinanceloans.com.au
Use our contact form to share the funding amount, property details, rental income, remaining lease term and existing secured debt.