Vehicles
Eligible commercial cars, utes, vans, trucks and specialised transport assets.
Finance for eligible vehicles, machinery and equipment, shaped around the asset, deposit, term, repayment profile, tax treatment and the cash flow the asset is expected to support.
The predominant use of funds must be genuine, documented and compatible with lender policy.
Eligible commercial cars, utes, vans, trucks and specialised transport assets.
Productive machinery for construction, manufacturing, agriculture and other industries.
Selected equipment, systems and fit-out costs where the lender and asset class allow.
Replace ageing assets or structure an eligible purchase from a dealer or private vendor.
Purpose, amount, timing, borrower, cash flow, security and repayment source.
Identify documents, gaps, risks and the facts a lender must verify.
Compare term, security, repayment profile, total cost and lender fit.
Coordinate approval, due diligence, documents and settlement conditions.
Eligible vehicles, trucks, plant, machinery and business equipment may be considered. Acceptable age, type, supplier and use vary by lender.
Usually the financed asset supports the facility, and a security interest may be registered on the PPSR. Guarantees or additional security can also be required.
It is an amount left for the end of the term. It can reduce regular repayments but increases the final obligation and total risk, so it should match expected asset value and cash flow.
Sometimes. Lenders assess age, condition, valuation, supplier, remaining useful life and resale market. A PPSR search and inspection may be required.
Equipment facilities are usually assessed against asset value, deposit, age, borrower strength and lender advance rates rather than a property LVR headline.
No. Different structures can have different GST, depreciation and tax consequences. Obtain advice from a qualified accountant before choosing a structure.
Share those facts so we can identify the information required for a meaningful assessment.
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