With more than two decades of operation in the finance industry, Basic Finance is a privately backed lender and facilitator that provides commercial and residential finance to Australian businesses, property developers, and investors. We are leaders in delivering quick, competitive, and flexible lending solutions that support growing companies Australia-wide.

As a trusted alternative to the Big Four, we offer a more bespoke approach to finance applications to get your deal over the line faster. Our high-performing team come from diverse backgrounds, with experience in lending, credit, sales, technology, marketing, and funds management.

We treat our borrowers, investors, and service providers as partners in our business, and our investor-first approach means we will not compromise credit quality for an increased return. We understand there is no such thing as a size fits all solution for financing; we assess each loan on its merits and value the long-term relationships we build with investors over short-term gain.

Choose Basic Finance: Your Trusted Financing Partner in Australia

We understand the importance of having a reliable funding source for your business needs. We aim to provide you with the best loan options available today so that you can focus on running your business instead of worrying about paying back your loan.

  • Partnership – We value your interest in our business, whether you are an investor, borrower, or service provider. We follow a merit-based framework to deliver first-rate loans that assesses and helps us in loan disbursement.
  • Trust – Our operations revolve around ‘investor first’, and we keep it never to compromise the credit quality—no matter how much the return is.
  • Relationship – We strengthen your business’s growth with all our investors and ensure it stays that way.

We operate with integrity, transparency, and honesty as our core conduct, and we understand that building a partnership with you means meeting your needs and exceeding your expectations. Step away from the Big Four and experience a less complicated, speedier way of financing your next venture – if it’s not impossible, our team can do it, and fast! Just ask the more than 50% of our clients who are repeat borrowers. We are result and solution-driven and deliver what appears impossible.

We are a reputable private lender in Australia. We also offer alternative ‘low-doc’ lending solutions, such as loans with minimal conditions, cash-out functions, and the ability to repay earlier if you need to secure financing for your next project. Still, We don’t match the preferred profile of the Big Four. For example, you can offer residential or commercial property as collateral, and we will provide you with a loan you can utilize for your specific needs.

At Basic Finance, our proactive approach, competitive results, outstanding service, and compliant products have given us a reputation for doing the impossible. We specialize in business loans, caveat loans, bridging loans, home loans, property development finance, short-term property loans, and loans with rapid settlements for any commercial purpose. We are not only brokers; we lend our funds and can make immediate decisions. Loans are often approved within the hour and funded the next business day.

We support small businesses

Lowest -interest rates on your terms! From 0.45% PCM
Quick and Hassle Free Loans on your Terms!
Transparent fuss-free business funding
Tailored Financial Solutions
Making Your Future our business!


With flexible options up funding is possible in 24 hours


Common sense credit approval process. Fast and fuss free funding on your terms


No hidden fees and or charges. Clear & upfront pricing