Basic Finance Loans

Solution Focused!

Loan Amounts from $25,000-$25M

Fast decision and funding possible in 24 hours

Loan to Value (LVRs) – Up to 85%

No Doc and Low Doc lending

Immediate Property, Business, and Construction Finance! No Repayments for the term of the loan.

Get the funds you need to grow

For borrowers who need immediate short-term Bridging, business, and personal finance loans, we offer a wide range of solutions. Fastest turnaround times, no hidden fees or charges, and instant settlements. Get this funding today.

Bridging Loans

Short term loan using the property as collateral


Buying or selling property


Urgent Property Settlements


Pre-Settlement advances


Cash Out or equity release


Relocating property


Upsizing or Downsizing

Business Commercial Loans

Business cash flow loans to match your business needs


Business cash flow


Debt Consolidation


Equipment purchase


Equipment Refinancing


Line of Credits

Development and Construction

Complete end to end solution for property developers


Land Subdivision loans


Residual Stock Finance


Mezzanine Financing


Multi -Unit Developments


Owner builders finance


Transform the way you run your business.

  1. Call or drop us email
  2. Get over-the-phone approval and a written quote
  3. Formal Approval and Loan Documents stage
  4. Settlement of funds

Why Basic Finance? Because we support small business.

Lowest -interest rates on your terms! From 0.45% PCM
Quick and Hassle-Free Personal Finance Loans on your Terms!
Transparent fuss-free business funding
Tailored Financial Solutions

Making Your Future our business!


With flexible options up funding is possible in 24 hours


Common sense credit approval process. Fast and fuss free funding on your terms


No hidden fees and or charges. Clear & upfront pricing

Business Loans

Commercial Loans

Development Loans

Home Loans

Private Lenders

Short Term Property Loans

Talk to a business lending specialist

Leave your details below and one of our Business Lending Specialists will get in touch right away.

Business funding options to keep up the momentum

We offer a range of personal finance loan solutions that provide fast access to funds and repayments tailored to your business cash flow. Our Small Business Lending Specialists will get to know your business and help you find the right finance solution for your needs to put you in control of your business now and in the future.

Frequently Asked Questions

What are the interest rates and fees?

When it comes to interest rates and fees, the amount you will be charged can vary depending on which lender you choose. Most lenders have different rates, meaning you should always shop around and consider your options to find the best deal. As a general rule of thumb, interest rates tend to range between 3% - 25%, while some fees could include closing costs or application fees. It is always wise to read through the small print closely and ask questions before entering into any credit agreement so that you fully understand what type of fees or rates may apply.

What terms do you offer?

Regarding terms, we try to make things as straightforward and flexible as possible. We offer great payment plans tailored to your budget needs - you can easily make convenient monthly payments so that you don't have to repay the whole thing at once. Plus, if you need a little time between payments or something else is standing in your way, our team is more than happy to discuss options with you.

What properties do you accept as security?

Various types of properties can be accepted as security when borrowing money. These generally include real estate, bonds, stocks, mutual funds, and other financial instruments. Real estate is usually the most common form of security accepted as it provides a tangible asset to hold against the loan and can easily be liquidated in case of default. Bonds, stocks, and mutual funds can also act as security, but their range can be more varied and complex according to the issuer. In general, acceptable security must provide sufficient value to cover the borrowed amount and have an expected realizable value more significant than the loan amount over its stated duration or life cycle.

What type of borrower can apply?

Anyone looking for a loan to cover unexpected emergent costs can apply for a short-term loan. Generally, lenders will review the potential borrower's credit rating and income level to determine their eligibility. Loan amounts and interest rates will vary depending on the lender and credit score of the applicant, but most people with a bad or limited credit history should be able to find some form of a loan with reasonable terms. Most lenders are available online 24/7 making the application process quick and easy while providing flexible repayment options. However, it is essential to remember that short-term loans have higher APRs than traditional loans so understanding the terms before signing any paperwork is crucial for those looking for this type of financing solution.

What if I have bad credit?

When applying for a loan with bad credit, it is completely feasible to differ on the kind of loan and lender you choose. When getting out of a loan with bad credit, looking for a lender prepared to offer flexible repayment options and lower interest rates than traditional lenders is advisable due to your current credit predicament. Furthermore, bad credit mortgages do not involve a credit check, such as secured loans from peer-to-peer lending services. While these options may require that the borrower provides collateral to secure the loan, this can be advantageous as it allows them access to more competitive rates than if they were seeking an unsecured loan.

What if I don’t have financials?

When starting a business, financials are necessary to demonstrate its financial standing. Not having financials will make receiving necessary capital investments and loans challenging because lenders cannot assess the risk of investing in an unknown venture. Without these vital funds, startup and operational expenses may be challenging. It would be beneficial to consider seeking out alternative methods of finance such as crowdsourcing, grants, or even micro-finance options. Many organizations also offer support and resources to help entrepreneurs access capital with their best interest at heart. Additionally, speaking with experienced professionals such as tax advisors, attorneys and accountants can provide valuable guidance on finding appropriate financing solutions for your enterprise.

What if I am non-citizen?

Non-citizens can apply for a home loan in the country, but several requirements must be met. To qualify, applicants must have permanent residency or a form of visa from the Department Of Home Affairs valid for 12 months and provide evidence of steady employment in an occupation relevant to their visa conditions. Non-citizens may also need to acquire consent from the Foreign Investment Review Board before they are allowed to purchase property in Australia and make loan applications. Interest rates for non-citizens can be higher than those for citizens, so shopping around and comparing lenders is recommended.

News and Resources

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