What types of finance does Basic Finance Loans arrange?
Eligible pathways include business loans, asset and equipment finance, commercial property, development, private lending, caveat, short-term property, urgent settlement, equity release and rural-property business finance. Availability depends on lender criteria and the evidence.
Can property-backed finance reach 80% LVR?
Up to 80% LVR may be considered for selected qualifying, generally first-mortgage scenarios. Property type, location, accepted value, ranking, existing debt, interest treatment, serviceability and exit can require lower leverage.
Are development loans available up to $50 million?
Selected eligible development and larger commercial transactions may be considered up to $50 million, subject to lender appetite, accepted value, cost, sponsor equity, experience, presales or market evidence, security and exit.
How quickly can finance settle?
A complete file can improve efficiency, but timing depends on lender assessment, valuation, title and priority checks, due diligence, legal documents and cleared conditions. No approval or settlement date is guaranteed.
Can funding be advanced against property listed for sale?
Eligible business-purpose advances may be considered against verified usable equity in property already listed for sale. The exit is assessed against accepted value and net sale proceeds after debt, interest, costs and contingency—not asking price alone.
Do you offer personal or consumer home loans?
No. Basic Finance Loans handles eligible business-purpose finance only and does not provide consumer credit for personal, domestic or household purposes, owner-occupied housing or ordinary residential investment credit.
What should I include in my first enquiry?
Provide the purpose, amount, deadline, borrower or entity, property or asset, estimated value, existing debt, available financial evidence and intended repayment strategy. A complete first summary makes the next steps more useful.
